Most auto insurance companies offer a wide range of discounts to their customers to encourage loyalty and promote safe driving. If you’re shopping for a new car insurance policy, it’s important to ask about potential discounts. When you take advantage of the discounts available, you could potentially save hundreds of dollars each year on your insurance. Here are some of the most common auto insurance discounts.
Good driver discount
If you’ve been a consistently safe driver for several years, car insurance companies will reward you with a sizable discount. Safe drivers are less likely to get into accidents, which makes you less of a financial risk for them. If you haven’t had any accidents or tickets in the last three to five years, there’s a good chance you’ll qualify for this discount. If you don’t qualify, you may still be able to get a discount by taking a defensive driving course.
Bundling discount
One of the easiest discounts to get is a bundling discount. This is when you bundle your car insurance with another type of insurance, like home insurance or life insurance. This discount can save you a significant amount of money, because you’ll get discounts on all of the policies you purchase from the same insurance company.
Safety features discount
If your car has modern safety features, you may receive a slight discount on your auto insurance. This is another way that insurers like to reward safe driving behaviors. Some features that may qualify for this discount include anti-lock brakes, anti-theft devices, or modern airbags.
Good student discount
This is one of the best discounts available for young drivers. If you’re a high school or college student with at least a 3.0 GPA, you may qualify for a good student discount. This can offset the high premiums that young drivers are often subjected to.
When you’re shopping for affordable insurance, every dollar counts. An independent insurance agency like EZ Insurance of Austin Texas can help you find the cheapest auto insurance that meets your needs. Contact us today to learn more about affordable auto insurance in the Austin, Texas area.
