Blog Detail

Home and auto insurance cover more than you might expect

Home and auto insurance cover more than you might expect

You might be surprised by some of the things that your homeowner’s and auto insurance will cover. Your auto insurance covers much more than damage from accidents, and your home insurance covers more than damage caused by fires and natural disasters. Here are four unexpected things that home and auto insurance policies will cover:

1. Damage caused by rodents

Your auto insurance policy will cover damage to your vehicle that’s caused by rodents. If you have a problem with mice, rats, or other rodents, this coverage can certainly come in handy since rodents can cause substantial damage to vehicles.

2. Injuries from a dog bite

If a guest on your property is bitten by your dog, you could face an extremely serious lawsuit. Dog bites can cause serious injuries, and the average dog bite lawsuit could cost you over $30,000. Luckily, your homeowner’s insurance policy will be able to cover the costs beyond your deductible.

3. Vandalism that impacts your home or vehicle

If your vehicle or home is damaged by vandalism, the cost of repairing it will be covered by home or auto insurance. This includes damage that is caused by vandalism in just about any setting, such as a protest that got out of control or a rowdy crowd after a sports game.

4. Valuables that are damaged by a natural disaster or fire

If your valuables are damaged by a fire, storm, or other disaster, your homeowner’s insurance will cover the damage. This includes damage to jewelry and other high-value items. In most cases, homeowners’ insurance policies will cover $1,500 worth of damage per damaged item.

Choose EZ Insurance to cover your home and car

Our All Star Insurance for your vehicle provides exceptionally comprehensive coverage for an affordable price. We also offer excellent home insurance for people who live in Austin, Texas and the rest of the state, and our home insurance rates are affordable as well. As a local insurance agency, our policies are specifically designed to meet the needs of Texas residents, which means that you’ll get the right coverage for you. So, give us a call or get a free quote from us today!