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Online auto insurance: dos and don’ts

Online auto insurance: dos and don’ts

One of the first steps to take after purchasing your new car is making sure you’re covered by quality auto insurance. If you already have insurance, ensure you renew your policy since you can’t predict what could happen while you are on the road.

However, when it comes to purchasing online auto insurance, you can easily get confused about your car insurance plans. Here are some dos and don’ts that can help you navigate the online insurance buying process.

Dos

1. Fill the proposal form yourself

Ensure you fill this form by yourself and don’t provide any misleading or false information that may affect your premiums in the future. You should also keep a copy of this form for personal records.

2. Check who else is covered?

If you own a family car, chances are you share it with your family members. Always check whether the policy you choose covers other drivers. Some insurance plans don’t cover drivers under the age of 25 who have a bad driving history.

Thus, try asking your online insurance providers for policies that cover such high-risk drivers.

3. Update your policy

Many vehicle owners forgo minor changes in their lifestyle, forgetting they can affect their premium rates. For example, if you get a new job in a low traffic area, it means your chances of getting an accident are lower.

This can save you a lot of money since your insurance rates will be lower. Whether you’re looking for a new online insurance provider or renewing your policy, ensure you update it to get cheap auto insurance.

Don’ts

1. Making false declarations

Making false declarations about the use of your vehicle to get low premium rates can significantly increase your premiums if caught. Your provider may also cancel your plan.

2. Sharing payment details over the phone

Most online insurance companies have security systems in place that protect the buyer when it comes to making payments. Avoid sharing any credit card information with an agent via phone and only go through the payment process on their website.

Hire us

EZ Insurance provides cheap auto insurance for all car owners seeking an affordable option. Contact us today to get quality car insurance.