Questions to ask when shopping for car insurance

Shopping for auto insurance can feel a little overwhelming at times – there are so many options to choose from, and it can be difficult to determine which will truly be the best policy for you. The best way to find reliable and affordable insurance is to ask questions. Don’t hesitate to sit down with your insurance agent and have an in-depth conversation about what makes the most sense for you as a customer. Here are some of the best questions to ask when shopping for auto insurance.

What discounts do you offer?

Almost every car insurance company has a list of discounts they offer for things like good driving history, being a student, or having safety features on your car. When shopping around, you should always ask about the different types of discounts that your car insurance company offers. You can leverage these discounts to get a more affordable insurance policy with a reliable company.

What factors are causing my premiums to go up?

If you feel like you keep getting unfairly high quotes for car insurance, it may be worth asking your agent what exactly is causing them. In many cases, these are things you can change. Knowing exactly what factors into the cost of your policy will give you more control when shopping for your insurance.

How will my work and lifestyle affect my insurance?

There are a number of different factors that affect the type of insurance you need and how much it is going to cost. For example, if you use your car for work, you’ll need to make sure that your policy has commercial coverage. If you have kids or other family members that may drive your car, it’s important that they’re included on the policy. Love to go on long road trips? Make sure you have enough coverage for extensive use.

One of the best ways to find a great auto insurance policy is by going through a local direct agency. At EZ Insurance of Austin Texas, our team can give you the personal attention you need to find affordable insurance that fits your needs. Contact us today to learn more about our car insurance policies!