Does my credit affect my car insurance premiums?

Does my credit affect my car insurance premiums?

Many people wonder exactly what insurance companies use to determine their premiums. Premium costs are different for everyone and can stem from a variety of factors, like your age, your driving record, and where you live. Many people wonder if their credit has any...
Involved in a car accident? What next?

Involved in a car accident? What next?

According to Driving-Tests.org, the U.S. records about six million car accidents each year. Although most of these accidents entail property damage, a third of them cause personal injury to either the driver or the passengers. Furthermore, a fifth of these accidents...
What is gap insurance, and do I need it?

What is gap insurance, and do I need it?

Let’s say you buy a new car for $25,000 with no down payment or a minimal down payment. That means you must finance the balance before you can take your new car home. One year later, you are in an accident that totals your new car, but you’re still on the...
The 5 different types of car insurance coverage

The 5 different types of car insurance coverage

Pretty much all states in the USA require motorists to have some form of auto insurance, however, lots of people get overwhelmed at the prospect of choosing what type to take out. Here are the five major types of auto insurance, and why you should consider them....
Ways your car insurance protects you

Ways your car insurance protects you

You are probably aware that you are legally required to have auto insurance to be out on the roads, but you might not know exactly what that insurance is covering. Many people are surprised by how much coverage their insurer can actually provide for them if an...
Myths about auto insurance

Myths about auto insurance

When choosing the best car insurance for your needs, you’ve probably heard a wide variety of advice about what affects your premiums and what you should and shouldn’t do when choosing a policy. However, it can be difficult to know what’s actually...
The logic behind choosing a high versus low auto deductible

The logic behind choosing a high versus low auto deductible

There are many factors to consider when choosing an auto insurance company, one of which is cost. Your auto insurance premium is weighed by many things, including your deductible. There are advantages and disadvantages of having a high versus low auto insurance...
Here’s why your automobile insurance premiums are so high

Here’s why your automobile insurance premiums are so high

47 of the 50 states require people vehicles to be covered by automotive insurance policies. At a bare minimum, they must have liability coverage, meaning their insurance providers will pay for any damages inflicted on others in the event of an accident....
5 tips on how to save on auto insurance

5 tips on how to save on auto insurance

People are still paying more when it comes to insuring their cars. This is because some auto insurers don’t like sharing automobile insurance tips with individuals trying to get a better price from their coverage. Therefore, by getting to know how auto insurance...
Is buying auto insurance online really a smart move?

Is buying auto insurance online really a smart move?

The internet has improved our lives in many ways. Despite offering several benefits, most people develop cold feet when making serious investments, like purchasing auto insurance online. If you’re one of them, here are five reasons why buying your car insurance online...