Who wouldn’t jump at the chance to save money? The average person spends close to $2,000 a year on car insurance premiums. Not uncommonly, people believe their car insurance is a regular fixed cost; however, this is not the case. Car insurance can be greatly lowered to help you save money without going through an inadequate insurance provider. We want to help you save, so consider these suggestions to help lower your car insurance payments.

Compare companies

Yes, as an insurance company we are telling you to shop around. It’s healthy to do your due diligence and compare rates so that you can be completely confident with your choice. You might be surprised at how prices can vary dramatically. Just remember, when comparing, make sure you are looking at the total coverage being offered for each company. Check up on reviews and analyze the company’s track record to ensure you are completely comfortable with the provider you choose.

Look into safety incentives

If you’re a safe driver, you should be rewarded right? Often, insurance providers offer discounts if you can prove you’re a safe driver through various courses. Similarly, if you are claim and violation free for a sufficient amount of time, you might be able to rack up some savings.

Combine your policies

We offer multi-policy discounts. You can save money by buying an auto insurance and homeowner’s insurance policy from the same company.

High deductibles

People often shy away from increasing deductibles due to the off chance that they might have to pay more out of pocket in the event of a crash. However, if you have a good track record, you can save up to 40% simply by increasing your deductible a couple hundred dollars.

Good credit

Maintaining good credit doesn’t only help you save money in interest charges. Those who effectively manage their credit are seen as more stable drivers to insurance companies. Paying bills on time and keeping credit card balances low can ultimately impact the amount of money you pay in auto insurance.

Drive less

Sounds simple right? The less you drive, the more you save on insurance since providers track mileage. Consider carpooling with people you work with or take public transportation from time to time. Not only will you be helping the environment, you’ll be saving yourself money!

After you’ve done all your homework, you’ll be ready to save big on car insurance with EZ Insurance Agency. We can guarantee the lowest rates on auto insurance in Central Texas, so give us a call to avoid unnecessary spending this year!