Boat Insurance Austin TX | Cheap Boat Quotes from EZ
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What Austin Customers Say
"EZ Insurance saved me over $600/year on my auto policy. I didn't even know I was paying too much until they shopped around for me."
"Called (512) 444-4445 and had a quote in 10 minutes. They found me a policy that actually covered everything I needed."
"The local Austin team made bundling home and auto so easy. Saved 20% off what I was paying before."
Frequently Asked Questions
Most customers are covered the same day. Call or visit any of our 3 Austin locations and leave insured.
Yes. We work with all major SR-22 carriers in Texas to help you get back on the road.
Absolutely. Bundling is one of the easiest ways to save. Most customers who bundle save 20 to 30 percent overall.
We work with high-risk carriers that others do not. Whether it is a payment lapse, recent bankruptcy, or first-time driver, we find options.
All major credit cards, debit cards, bank transfers, automatic payments, and flexible payment plans (monthly, quarterly, and annual with no interest).
Yes. We offer multi-driver discounts when you add family members.
Boat Insurance in Austin, Texas
EZ Insurance Agency helps Austin-area boat owners find affordable boat insurance from multiple carriers. Whether you need coverage for a small fishing boat on Lake Travis, a wakeboard boat on Lake Austin, or a yacht at one of the area marinas, we shop 30+ carriers to find the right policy at the right price.
What Does Boat Insurance Cover?
A standard boat insurance policy typically includes:
- Physical damage to your boat from collision, theft, fire, or vandalism
- Liability coverage if you cause injury or property damage to others
- Medical payments for you and your passengers
- Uninsured boater coverage for hit-and-run or uninsured operators
- Towing and assistance if you break down on the water
Texas Boat Insurance Requirements
Texas does not require boat insurance by state law, but most marinas and lenders require it. If you finance or lease your boat, your lender will require physical damage coverage at minimum. Marinas in the Austin area - including those on Lake Travis, Lake Austin, and Lake LBJ - typically require liability coverage before you can launch or dock.
How Much Does Boat Insurance Cost in Texas?
Boat insurance premiums depend on the boat type, value, motor size, and your boating history. For a typical 18-22 foot runabout or fishing boat, expect to pay $150 to $400 per year for a basic policy. Performance boats, yachts, and personal watercraft cost more. Discounts are available for completing a boating safety course, bundling with your auto or home policy, and paying in full.
Types of Boats We Insure
- Fishing boats and bass boats
- Pontoon boats
- Wakeboard and ski boats
- Personal watercraft (Jet Skis, WaveRunners)
- Sailboats
- Yachts and cabin cruisers
- Bay boats and flats boats
Get a Boat Insurance Quote
Call (512) 444-4445 for a free boat insurance quote, or request a quote online. We compare rates from 30+ carriers including Progressive, Foremost, Markel, and BoatUS to find the best coverage at the lowest price.
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