Does my credit affect my car insurance premiums?

Does my credit affect my car insurance premiums?

Many people wonder exactly what insurance companies use to determine their premiums. Premium costs are different for everyone and can stem from a variety of factors, like your age, your driving record, and where you live. Many people wonder if their credit has any...
Involved in a car accident? What next?

Involved in a car accident? What next?

According to Driving-Tests.org, the U.S. records about six million car accidents each year. Although most of these accidents entail property damage, a third of them cause personal injury to either the driver or the passengers. Furthermore, a fifth of these accidents...
What is gap insurance, and do I need it?

What is gap insurance, and do I need it?

Let’s say you buy a new car for $25,000 with no down payment or a minimal down payment. That means you must finance the balance before you can take your new car home. One year later, you are in an accident that totals your new car, but you’re still on the...
The 5 different types of car insurance coverage

The 5 different types of car insurance coverage

Pretty much all states in the USA require motorists to have some form of auto insurance, however, lots of people get overwhelmed at the prospect of choosing what type to take out. Here are the five major types of auto insurance, and why you should consider them....
Ways your car insurance protects you

Ways your car insurance protects you

You are probably aware that you are legally required to have auto insurance to be out on the roads, but you might not know exactly what that insurance is covering. Many people are surprised by how much coverage their insurer can actually provide for them if an...