As auto insurance specialists, EZ Insurance of Austin Texas understands that sometimes accidents take place. The last thing you might expect to happen while shopping for groceries is to end up in a minor accident in the parking lot – but this is a daily occurrence for many Americans, and knowing how to correctly deal with the situation can make a huge difference.
Check for injuries
The first thing you should do after a minor accident is to ensure nobody has been injured. While serious injuries in minor “fender bender” collisions are thankfully rare, it’s important to double-check.
Assess the damage
Once you and the other party have checked that all passengers are fine, take a look for any damage caused to either vehicle. Even if no damage or only superficial damage has occurred, you should be aware that you must not leave the scene of the accident. It’s against the law, and it’s not worth facing a court fine or potential jail time over a small crash.
Remember to stay calm
Even after a minor collision, it’s natural to jump out of your car in a panic. You might even feel like berating the other party. Try to remain calm and remember that losing your temper won’t do either of you any good. Becoming aggressive could also affect the chances of settling a claim when you involve your auto insurance company. Yes, these sorts of minor accidents can be frustrating – but instead of getting angry, keep a cool head and call the local law enforcement. Allow the police to attend the scene and sort out the logistics, first and foremost.
Contact your insurer
Regardless of whether the incident was your fault or the fault of the other party, you will need to discuss things with your auto insurance company. It helps to have a local firm fighting your corner, as they will understand the routes taken and this will help them to build up a clearer picture of the incident.
If you’re in need of cheap auto insurance in Austin Texas, why not get in touch with EZ Insurance today? Our friendly and professional team will be more than willing to offer you all the help and advice you need.