Why you need homeowners insurance

Your home is probably one of your most significant investments. Thus, it’s vital to protect it with homeowners insurance. Whether you have paid off your mortgage or are buying a new house, having insurance guarantees that your asset is protected in a variety of...

Does insurance cover things stolen from a car?

The items inside of a vehicle are often visible and relatively vulnerable. You can protect them by choosing parking spaces wisely, installing a security system and always checking the door locks before you leave. Nonetheless, it isn’t always possible to prevent...

Types of Car Insurance and Differences Between Them

Different types of car insurance provide different coverage. Some car insurance is inexpensive but only provides a minimal amount of coverage. Others types of car insurance cost more but provide a greater amount of protection. While it may be more economical to choose...
Does age or gender affect my car insurance rate?

Does age or gender affect my car insurance rate?

Auto insurance costs can vary based on an insured person’s perceived level of risk. Certain variables, like age and gender, do come into play when determining the cost of your premium. Here are a few reasons why age and gender are factored in. Age If you are new to...
Car safety features that can bring your insurance premium down

Car safety features that can bring your insurance premium down

Auto insurance companies want to reward safer drivers. The safer you are, the less likely you are to make a claim, which reduces the financial risk the insurance company is taking on you. Buying a car with reliable safety features can qualify you for discounts, making...
How to make a successful insurance claim after a car accident

How to make a successful insurance claim after a car accident

When an accident takes place, auto insurance can help you avoid the burdens of huge repair and medical bills. However, insurers will only provide reimbursement when motorists supply enough information and allow adjusters to thoroughly assess the extent of the damage....
Does auto insurance pay for rental cars?

Does auto insurance pay for rental cars?

If your vehicle requires major repairs, it could take a service center multiple weeks to complete the work. Many motorists need rental cars while they wait; this often increases the total cost by $250 to $850. Luckily, your auto insurance might pay the bill under the...
Does car insurance cover tree damage?

Does car insurance cover tree damage?

Around two out of every 10 serious car accidents happen when cars hit stationary obstacles, such as light poles or trees. A limb can also fall on your vehicle during stormy weather. Many motorists wonder if auto insurance covers damage to cars or valuable trees....
Does auto insurance cover theft and vandalism?

Does auto insurance cover theft and vandalism?

Your car is susceptible to thievery and vandalism at any given time in your absence. In case your car is broken into or stolen, one of the first questions that come to mind is, “does my insurance cover theft?” This varies depending on the type of...